HELOC Promo

Home Equity Line of Credit promotion. Get 4.50% APR for the first 6 months and then a variable rate option as low as 7.50% APR.

Take Advantage of Our Limited-Time HELOC Promotion

4.50% APR* FOR the first 6 MONTHS ON A HOME EQUITY LINE OF CREDIT.

A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity, giving you flexible access to funds when you need them. Whether you're planning home improvements, managing large expenses, or consolidating debt, a HELOC offers a convenient and affordable solution.

Rediscover the joy of your home with this HELOC promo! Tap into your home's equity to fund life's most meaningful moments.

Home remodel

Transform your bathroom into the relaxing spa retreat of your dreams!

Dream Vacation

Start planning and take the dream vacation you've always imagined!

PAY FOR COLLEGE

Invest in your future by using your home equity for the degree you deserve.

debt consolidation

Simplify your finances and save on interest by consolidating your credit card debt.

special event

Make your dream wedding a reality with flexible funding options.

medical expenses

Manage unexpected medical costs with ease and peace of mind.

vehicle purchase

Secure the funds you need to drive off in a vehicle that fits your lifestyle.

investment opportunities

Take advantage of opportunities to grow your wealth or start a business.

For more information, call us at 309-787-4451 today.

Apply Now

*Limited time offer.  Subject to Credit Approval. APR = Annual Percentage Rate. 4.50% introductory APR is available on Home Equity Lines of Credit (HELOC) and will be fixed for the first 6 months, beginning on the date the HELOC is opened. The APR will then transition for the remaining 54 months of the loan to a variable APR based on the Wall Street Journal Prime Rate (the index), plus a margin determined by the cumulative loan-to value (CLTV) for the subject property. As of December 12, 2024, the prime rate was 7.50%.  Rates are subject to change daily, but will never be lower than 3.75% APR or higher than 12.00% APR.  Advertised post-introductory APR is for a CLTV of less than 85.01%. Program requires, at minimum, monthly interest-only payments; if only minimum payments are made, a single balloon payment for the entire principal balance will be required at maturity. Minimum monthly interest-only payment example (using a single credit advance of $10,000.00): $36.99 per month for the first 6 months, $61.64 per month for the next 53 months, and 1 payment at maturity of $10,061.64.  An estimated range of fees associated with the opening of a new plan is $416.00 to $1,660.00.

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