Little Hawk Club

Join our flock and watch your savings soar!

Welcome to the Little Hawk Club at Blackhawk Bank & Trust—a fun and rewarding way for young customers, ages 0-17, to start building a strong financial foundation! Whether you're just beginning your savings journey or looking to learn more about managing money, we offer a range of exciting benefits designed to make banking enjoyable and educational. The Little Hawk Club is here to support you every step of the way.

Youth (0-13)

No monthly fees – enjoy simplicity without any hidden charges.
No minimum balance – start saving at your own pace, no pressure!
A special welcome gift – including an adorable piggy bank to help kick-start your savings!
A colorful, kid-friendly newsletter – designed just for young readers with fun tips and exciting updates.
Semi-annual celebrations – join us for exclusive events to mark your savings milestones!
Birthday card and gift – a special surprise to make your day even brighter!

Fun Games to Learn About Banking & Budgeting

magic money

Play games, learn how to save and spend, and budget wisely while becoming a money expert.

Play!

Budget balancing

Learn how to plan for the things you need and want! Plus, make choices to save, spend, and share your money to help others and yourself.

Play!

Money math

Join the fun and compete with other players as you practice counting money. Quick thinking helps you win the race!

Play!

teen (14-17)

No Monthly Fees – Keep your money safe with no extra costs.
No Minimum Balance – Start saving, no matter how much you have.
A Special Gift – Get a piggy bank when you join the club.
Fun Newsletters – Packed with cool tips and stories for kids, teens, and parents.
Fun Celebrations – Join us for awesome events to celebrate your savings.
Help for Students – Learn how to plan for school costs and your financial future.
Easy Online Banking – Track your money anytime, anywhere.
Helpful Resources – Find tips on saving, spending, and managing money wisely.
Learn to Invest – Discover how to grow your money and plan for the future!

Fun Games to Learn about Banking & Budgeting

Financial playbook

An interactive NFL-themed game by Visa® that teaches money management skills through engaging play.

Play!

Learn about credit scores

An online card game where players learn how everyday choices, like paying bills or handling expenses, impact their credit score.

Play!

saving growth

A fun online game where teens learn to save and grow money!

Play!

College (18+)

accounts

We have checking and savings accounts that will meet your needs. Plus, open either option online!

Checking

Savings

employment

discover how BHBT supports a variety of career paths, whether you’re headed to college or pursuing other exciting opportunities.

Careers

student loans

We've partnered with College Ave Student Loans, a private student loan company that offers undergraduate, graduate, parent, and refinance loans.

Learn More

frequently asked questions

Can my child access their account online?

Yes, individuals would have their own online banking credentials. To become an account owner or signer, they must be at least 14 years old and have a parent or guardian listed on the account as well.

what happens when my child turns 18 years old?

If the child holds a Youth Savings Account, it will automatically transition to a Regular Savings Account. Furthermore, for checking accounts, a parent or guardian will no longer be required as a signer.

are there restrictions on savings account withdrawals?

There is a restriction of six (6) Youth Savings Account withdrawals per month.

Is there a way to link my child's account to mine for easier access?

Yes, you can view accounts as long as you are listed as a signer on the account.

*Youth Savings Account: 2.25% Annual Percentage Yield on balances up to $1,000 and 0.15% APY on daily balances greater than $1,000; resulting in 2.25% - 0.19% APY depending on balance in the account. The APY is accurate as of December 19, 2024. Rate is subject to change. Fees could reduce the earnings. Minimum deposit to open the account is $10. Limited to one (1) Youth Savings Account per social security number.