Little Hawk Club
The Little Hawk Club is more than a savings account. It's a fun way for kids under 18 to learn smart money habits while earning interest, enjoying exclusive events, receiving birthday surprises, and watching their savings grow.
Big Dreams Start with Little Hawk Club!
Little Hawk Club at Blackhawk Bank & Trust is designed to help kids and teens build smart money habits from an early age. Whether they're saving birthday money, working toward their first big purchase, or learning how to manage their money, Little Hawk Club makes saving fun and rewarding!
With special perks, exciting events, financial education resources, and banking options that grow with them, there's something for every stage of their financial journey.
Give Their Savings a Head Start
There's even more to love about saving with Little Hawk Club! Open a new Youth Savings Account and we'll match your opening deposit dollar for dollar, up to $100!* Plus, earn 2.25% APY* on balances up to $5,000 and 0.15% APY* on the portion over $5,000. With just $10 to open an account, getting started is easy!
Give your Little Hawk's savings an extra boost today!
*Youth Savings Account: 2.25% Annual Percentage Yield on balances up to $5,000 and 0.15% APY on daily balances greater than $5,000; resulting in 2.25% - 0.19% APY depending on balance in the account. The APY is accurate as of October 15, 2026. Rate is subject to change. Fees could reduce the earnings. Minimum deposit to open the account is $10. Limited to one (1) Youth Savings Account per social security number. Offer available on new Youth Savings Accounts opened on or after October 15, 2026. Blackhawk Bank & Trust will match the opening deposit dollar-for-dollar, up to $100. Bonus will be credited to the account 45 days after account opening. Offer is valid as of the date of this publication and may be withdrawn at any time.
Youth (0-13)
- No monthly fees – enjoy simplicity without any hidden charges.
- No minimum balance – start saving at your own pace, no pressure!
- A special welcome gift – including an adorable piggy bank to help kick-start your savings!
- A colorful, kid-friendly newsletter – designed just for young readers with fun tips and exciting updates.
- Special Events – join us for exclusive events to mark your savings milestones!
- Birthday card and gift – a special surprise to make your day even brighter!
Fun Games to Learn About Banking & Budgeting
magic money
Play games, learn how to save and spend, and budget wisely while becoming a money expert.
Budget balancing
Learn how to plan for the things you need and want! Plus, make choices to save, spend, and share your money to help others and yourself.
Money math
Join the fun and compete with other players as you practice counting money. Quick thinking helps you win the race!
teen (14-17)
Youth Checking (Ages 14–17)
Ready for the next step? Teens ages 14–17 can open a Youth Checking account with a parent or guardian. It's a great way to learn responsible money management while enjoying the convenience of a debit card, mobile banking, direct deposit, and more—all with the support of a trusted local bank.
Features include:
- Debit card
- Mobile & online banking
- Mobile check deposit
- Direct deposit
- Account alerts
- Local support when you need it
Fun Games to Learn about Banking & Budgeting
Financial playbook
An interactive NFL-themed game by Visa® that teaches money management skills through engaging play.
Learn about credit scores
An online card game where players learn how everyday choices, like paying bills or handling expenses, impact their credit score.
saving growth
A fun online game where teens learn to save and grow money!
College (18+)
accounts
We have checking and savings accounts that will meet your needs. Plus, open either option online!
employment
discover how BHBT supports a variety of career paths, whether you’re headed to college or pursuing other exciting opportunities.
student loans
We've partnered with College Ave Student Loans, a private student loan company that offers undergraduate, graduate, parent, and refinance loans.
frequently asked questions
Can my child access their account online?
Yes, individuals would have their own online banking credentials. To become an account owner or signer, they must be at least 14 years old and have a parent or guardian listed on the account as well.
what happens when my child turns 18 years old?
If the child holds a Youth Savings Account, it will automatically transition to a Regular Savings Account. Furthermore, for checking accounts, a parent or guardian will no longer be required as a signer.
are there restrictions on savings account withdrawals?
There is a restriction of six (6) Youth Savings Account withdrawals per month.
Is there a way to link my child's account to mine for easier access?
Yes, you can view accounts as long as you are listed as a signer on the account.