Consumer Rates | Earn Interest | Blackhawk Bank & Trust

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Consumer and Information Rate Sheet

Interest Checking**

Interest Checking - Qualification A

Tier	Min. Opening Deposit	Min Balance	Interest Rate	APY
Qualification A: daily balance of $0.01 to $15,000	$50	None	3.440 %	3.500 %
Daily balance of more than $15,000	$50	$15,000	0.150 %	0.150 %

Please see the account terms and conditions for full details. A withdrawal, interest rate change, or imposition of fees will reduce earnings. The Annual Percentage Yield and interest rate disclosed are based on the bank's disclosed compounding frequency for the appropriate term. Daily balance is the amount of principal in the account each day. Rates are determined at the banks discretion and are subject to change at any time.

Selected Rates current as of 9/28/2023, for approved customers.

Interest Checking - Qualification B

Tier	Min. Opening Deposit	Min Balance	Interest Rate	APY
Daily balance of $0.01 to $15,000	$50	None	3.690 %	3.750 %
Daily balance of more than $15,000	$50	$15,000	0.150 %	0.150 %

Please see the account terms and conditions for full details. A withdrawal, interest rate change, or imposition of fees will reduce earnings. The Annual Percentage Yield and interest rate disclosed are based on the bank's disclosed compounding frequency for the appropriate term. Daily balance is the amount of principal in the account each day. Rates are determined at the banks discretion and are subject to change at any time.

Selected Rates current as of 9/28/2023, for approved customers.

Interest Checking - Qualifications Not Met

Term	Min. Opening Deposit	Min Balance	Rate	APY
If qualifications are not met	$50	None	0.150 %	0.150 %

Please see the account terms and conditions for full details. A withdrawal, interest rate change, or imposition of fees will reduce earnings. The Annual Percentage Yield and interest rate disclosed are based on the bank's disclosed compounding frequency for the appropriate term. Daily balance is the amount of principal in the account each day. Rates are determined at the banks discretion and are subject to change at any time.

Selected Rates current as of 9/28/2023, for approved customers.

Relationship Checking**

Relationship Checking - Qualification A

Term	Min. Opening Deposit	Min Balance	Rate	APY
Daily balance of $0.01 to $30,000	$50	None	3.930 %	4.000 %
Daily balance of more than $30,000	$50	$30,000	0.150 %	0.150 %

Please see the account terms and conditions for full details. A withdrawal, interest rate change, or imposition of fees will reduce earnings. The Annual Percentage Yield and interest rate disclosed are based on the bank's disclosed compounding frequency for the appropriate term. Daily balance is the amount of principal in the account each day. Rates are determined at the banks discretion and are subject to change at any time.

Selected Rates current as of 9/28/2023, for approved customers.

Relationship Checking - Qualification B

Term	Min. Opening Deposit	Min Balance	Rate	APY
Daily balance of $0.01 to $30,000	$50	None	4.170 %	4.250 %
Daily balance of more than $30,000	$50	$30,000	0.200 %	0.200 %

Please see the account terms and conditions for full details. A withdrawal, interest rate change, or imposition of fees will reduce earnings. The Annual Percentage Yield and interest rate disclosed are based on the bank's disclosed compounding frequency for the appropriate term. Daily balance is the amount of principal in the account each day. Rates are determined at the banks discretion and are subject to change at any time.

Selected Rates current as of 9/28/2023, for approved customers.

Selected Rates current as of 9/28/2023, for approved customers.

Relationship Checking - Qualifications Not Met

Qualification Tier	Min. Opening Deposit	Min Balance	Rate	APY
Qualifications not met on balances of less than $2,500	$50	None	0.100 %	0.100 %
Qualifications not met on balances of $2,500 or more	$50	$2,500	0.150 %	0.150 %

Selected Rates current as of 9/28/2023, for approved customers.

Relationship Money Market Account**

Relationship Money Market Deposit Account - Qualifications met

Term	Min. Opening Deposit	Min Balance	Rate	APY
Daily balance of less than $50,000	$50,000	None	0.450 %	0.450 %
Daily balance of $50,000 to $149,999.99	$50,000	$50,000	1.540 %	1.550 %
Daily balance of $150,000 to $299,999.99	$50,000	$150,000	1.740 %	1.750 %
Daily balance of $300,000 or more	$50,000	$300,000	2.960 %	3.000 %

Please see the account terms and conditions for full details. A withdrawal, interest rate change, or imposition of fees will reduce earnings. The Annual Percentage Yield and interest rate disclosed are based on the bank's disclosed compounding frequency for the appropriate term. Daily balance is the amount of principal in the account each day. Rates are determined at the banks discretion and are subject to change at any time.

Selected Rates current as of 9/28/2023, for approved customers.

Relationship Money Market Deposit Account - Qualifications not met

Tier	Min. Opening Deposit	Min Balance	Interest Rate	APY
Daily balance of less than $50,000	$50,000	None	0.150 %	0.150 %
Daily balance of $50,000 to $149,999.99	$50,000	$50,000	0.550 %	0.550 %
Daily balance of $150,000 to $299,999.99	$50,000	$150,000	1.000 %	1.000 %
Daily balance of $300,000 or more	$50,000	300000	1.490 %	1.500 %

Please see the account terms and conditions for full details. A withdrawal, interest rate change, or imposition of fees will reduce earnings. The Annual Percentage Yield and interest rate disclosed are based on the bank's disclosed compounding frequency for the appropriate term. Daily balance is the amount of principal in the account each day. Rates are determined at the banks discretion and are subject to change at any time.

Selected Rates current as of 9/28/2023, for approved customers.

Money Market Account

Money Market Deposit Account

Term	Min. Opening Deposit	Min Balance	Rate	APY
Daily balance of less than $2,500	$2,500	None	0.000 %	0.000 %
Daily balance of $2,500 to $9,999.99	$2,500	$2,500	0.100 %	0.100 %
Daily balance of $10,000 to $19,999.99	$2,500	$10,000	0.150 %	0.150 %
Daily balance of $20,000 to $49,999.99	$2,500	$20,000	0.400 %	0.400 %
Daily balance of $50,000 to $99,999.99	$2,500	$50,000	0.950 %	0.950 %
Daily balance of $100,000 or more	$2,500	$100,000	1.490 %	1.500 %

Please see the account terms and conditions for full details. A withdrawal, interest rate change, or imposition of fees will reduce earnings. The Annual Percentage Yield and interest rate disclosed are based on the bank's disclosed compounding frequency for the appropriate term. Daily balance is the amount of principal in the account each day. Rates are determined at the banks discretion and are subject to change at any time.

Selected Rates current as of 9/28/2023, for approved customers.

Health Checking Account

Health Checking Account

Term	Min. Opening Deposit	Min Balance	Rate	APY
Daily balance of less than $5,000	$100	$100	0.050 %	0.050 %
Daily balance of more than $5,000	$100	$100	0.100 %	0.100 %

Please see the account terms and conditions for full details. A withdrawal, interest rate change, or imposition of fees will reduce earnings. The Annual Percentage Yield and interest rate disclosed are based on the bank's disclosed compounding frequency for the appropriate term. Daily balance is the amount of principal in the account each day. Rates are determined at the banks discretion and are subject to change at any time.

Selected Rates current as of 9/28/2023, for approved customers.

Savings Account

Savings Account

Term	Min. Opening Deposit	Min Balance	Interest Rate	APY
	$100	$100	0.150 %	0.150 %

Selected Rates current as of 9/28/2023, for approved customers.

Christmas Club

Christmas Club Account

Term	Min. Opening Deposit	Min Balance	Rate	APY
	None	None	0.100 %	0.100 %

Please see the account terms and conditions for full details. A withdrawal, interest rate change, or imposition of fees will reduce earnings. The Annual Percentage Yield and interest rate disclosed are based on the bank's disclosed compounding frequency for the appropriate term. Daily balance is the amount of principal in the account each day. Rates are determined at the banks discretion and are subject to change at any time.

Selected Rates current as of 9/28/2023, for approved customers.

Certificates of Deposit

Certificates of Deposit

Term	Branch	Min. Opening Deposit	Min Balance	Interest Rate	APY
3-month	Blackhawk Bank & Trust	$2,500.00	$2,500.00	0.010 %	0.010 %
6-month	Blackhawk Bank & Trust	$2,500.00	$2,500.00	0.800 %	0.800 %
1-year	Blackhawk Bank & Trust	$500.00	$500.00	1.840 %	1.850 %
14-month**	Blackhawk Bank & Trust	$500	$500	4.670 %	4.750 %
1 1/2-year	Blackhawk Bank & Trust	$500.00	$500.00	2.820 %	2.850 %
23-month**	Blackhawk Bank & Trust	$500.00	$500.00	4.570 %	4.650 %
2-year	Blackhawk Bank & Trust	$500.00	$500.00	1.990 %	2.000 %
2 1/2-year	Blackhawk Bank & Trust	$500.00	$500.00	1.490 %	1.500 %
4-year	Blackhawk Bank & Trust	$500.00	$500.00	0.950 %	0.950 %
5-year	Blackhawk Bank & Trust	$500.00	$500.00	2.620 %	2.650 %
18-month IRA CD	Blackhawk Bank & Trust	$500.00	$500.00	3.060 %	3.100 %
48-month IRA CD	Blackhawk Bank & Trust	$500.00	$500.00	1.190 %	1.200 %
60-month IRA CD	Blackhawk Bank & Trust	$500.00	$500.00	2.870 %	2.900 %
18-month IRA Builder CD	Blackhawk Bank & Trust	$50.00	$50.00	0.650 %	0.650 %

Please see the account terms and conditions for full details. A withdrawal, interest rate change, or imposition of fees will reduce earnings. The Annual Percentage Yield and interest rate disclosed are based on the bank's disclosed compounding frequency for the appropriate term. Daily balance is the amount of principal in the account each day. There is a substantial penalty for early withdrawal on CD's.

**ALL 14-month CD and 23-month CD products will automatically renew at maturity to a term of 618 months and 24 months, respectively. NOT FOR INSTITUTIONAL FUNDS.

Selected Rates current as of 9/28/2023, for approved customers.

Silver Hawk Club Certificates of Deposit

Silver Hawk Club Certificates of Deposit

Term	Min. Opening Deposit	Min Balance	Rate	APY
3-month SHC CD	$2,500.00	$2,500.00	0.260 %	0.260 %
6-month SHC CD	$2,500.00	$2,500.00	1.050 %	1.050 %
1-year SHC CD	$500.00	$500.00	2.080 %	2.100 %
14-month SHC CD**	$500	$500	4.910 %	5.000 %
1 1/2-year SHC CD	$500.00	$500.00	3.060 %	3.100 %
23-month SHC CD**	$500	$500	4.810 %	4.900 %
2-year SHC CD	$500.00	$500.00	2.230 %	2.250 %
2 1/2-year SHC CD	$500.00	$500.00	1.740 %	1.750 %
4-year SHC CD	$500.00	$500.00	1.190 %	1.200 %
5-year SHC CD	$500.00	$500.00	2.870 %	2.900 %

Please see the account terms and conditions for full details. A withdrawal, interest rate change, or imposition of fees will reduce earnings. The Annual Percentage Yield and interest rate disclosed are based on the bank's disclosed compounding frequency for the appropriate term. Daily balance is the amount of principal in the account each day. There is a substantial penalty for early withdrawal on CD's.

**ALL 9-month CD and 15-month CD products will automatically renew at maturity to a term of 6 months and 18 months, respectively. NOT FOR INSTITUTIONAL FUNDS.

Selected Rates current as of 9/28/2023, for approved customers.

NOW Account

NOW Account

Account name	Min. Opening Deposit	Min Balance	Interest Rate	APY
	$500	$500	0.100 %	0.100 %

Please see the account terms and conditions for full details. A withdrawal, interest rate change, or imposition of fees will reduce earnings. The Annual Percentage Yield and interest rate disclosed are based on the bank's disclosed compounding frequency for the appropriate term. Daily balance is the amount of principal in the account each day. Rates are determined at the banks discretion and are subject to change at any time.

Selected Rates current as of 9/28/2023, for approved customers.

Super NOW Account

Super NOW Account

Term	Min. Opening Deposit	Min Balance	Interest Rate	APY
Daily balance of less than $2,500	$2,500	$2,500	0.050 %	0.050 %
Daily balance of more than $2,500	$2,500	$2,500	0.150 %	0.150 %

Please see the account terms and conditions for full details. A withdrawal, interest rate change, or imposition of fees will reduce earnings. The Annual Percentage Yield and interest rate disclosed are based on the bank's disclosed compounding frequency for the appropriate term. Daily balance is the amount of principal in the account each day. Rates are determined at the banks discretion and are subject to change at any time.

Selected Rates current as of 9/28/2023, for approved customers.

Homeowner's Checking Account

Homeowners Checking Account

Term	Min. Opening Deposit	Min Balance	Interest Rate	APY
Minimum daily balance of $2,500 or more	$100	$2,500	0.050 %	0.050 %

Please see the account terms and conditions for full details. A withdrawal, interest rate change, or imposition of fees will reduce earnings. The Annual Percentage Yield and interest rate disclosed are based on the bank's disclosed compounding frequency for the appropriate term. Daily balance is the amount of principal in the account each day. Rates are determined at the banks discretion and are subject to change at any time.

Selected Rates current as of 9/28/2023, for approved customers.