Mortgage
Mortgage
| Term | Branch | Interest Rate | APR |
|---|
| 30 year fixed | Blackhawk Bank & Trust | 6.750% | 6.787% |
| 20 year fixed | Blackhawk Bank & Trust | 6.750% | 6.798% |
| 15 year fixed | Blackhawk Bank & Trust | 6.250% | 6.309% |
Selected Rates current as of 11/5/2024, for approved customers.
“APR” = Annual Percentage Rate. Rates displayed assume a purchase transaction, 25% down payment, and qualifying credit score of 740 or greater. The rate you receive may vary due to subject property, loan characteristics, credit qualifications, and other factors. Rates are subject to change without notice.
Example terms of repayment based on loan amount of $150,000:
15-year fixed rate mortgage at the stated rate equals 180 monthly payments of $8.57 per $1,000 borrowed
20-year fixed rate mortgage at the stated rate equals 240 monthly payments of $7.60 per $1,000 borrowed
30-year fixed rate mortgage at the stated rate equals 360 monthly payments of $6.49 per $1,000 borrowed
Example payments do not include additional amounts for property taxes and insurance premiums.
Call 309-787-4451 to check rates for FHA, USDA, VA, and ARMs rates.
Auto
| Model Year | 84 Months | 72 Months | 60 Months | 48 Months | 36 Months |
New
| 6.875% | 6.625% | 6.375% | 6.125% | 6.125% |
| 2022-2024 | N/A
| 7.125% | 6.875% | 6.625% | 6.375% |
| 2019-2021 | N/A | N/A | 7.375% | 7.125% | 6.875% |
| 2016-2018 | N/A | N/A | N/A | 7.625% | 7.375% |
| Older Vehicles | N/A | N/A | N/A | N/A | 8.625% |
Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. Rates are subject to change without notice. Borrower rate is based on standard underwriting and creditworthiness criteria, loan amount requested in relation to vehicle value percentage, and mileage of vehicle at the time of purchase.
Rates are stated as Annual Percentage Rate (APR). Rates displayed assume a credit score of greater than 700. The rate you receive may vary due to loan characteristics, credit qualifications, and other factors. 100% financing available. Rates are subject to change without notice.
Example terms of repayment, by model year, based on loan amount of $20,000:
New:
84 monthly payments of $15.03 per $1,000 borrowed
72 monthly payments of $16.87 per $1,000 borrowed
60 monthly payments of $19.51 per $1,000 borrowed
48 monthly payments of $23.54 per $1,000 borrowed
36 monthly payments of $30.48 per $1,000 borrowed
2022 - 2024:
72 monthly payments of $17.11 per $1,000 borrowed
60 monthly payments of $19.74 per $1,000 borrowed
48 monthly payments of $23.77 per $1,000 borrowed
36 monthly payments of $30.59 per $1,000 borrowed
2019 - 2021:
60 monthly payments of $19.98 per $1,000 borrowed
48 monthly payments of $24.00 per $1,000 borrowed
36 monthly payments of $30.82 per $1,000 borrowed
2016 - 2018:
48 monthly payments of $24.24 per $1,000 borrowed
36 monthly payments of $31.05 per $1,000 borrowed
Older vehicles:
36 monthly payments of $31.63 per $1,000 borrowed