Mortgage
Mortgage
| Term | Branch | Interest Rate | APR |
|---|
| Term30 year fixed | BranchBlackhawk Bank & Trust | Interest Rate6.375% | APR6.432% |
| Term20 year fixed | BranchBlackhawk Bank & Trust | Interest Rate6.625% | APR6.701% |
| Term15 year fixed | BranchBlackhawk Bank & Trust | Interest Rate6.000% | APR6.094% |
Selected Rates current as of 7/10/2025, for approved customers.
“APR” = Annual Percentage Rate. Rates displayed assume a purchase transaction, 25% down payment, and qualifying credit score of 740 or greater. The rate you receive may vary due to subject property, loan characteristics, credit qualifications, and other factors. Rates are subject to change without notice.
Example terms of repayment based on loan amount of $150,000:
15-year fixed rate mortgage at the stated rate equals 180 monthly payments of $8.44 per $1,000 borrowed
20-year fixed rate mortgage at the stated rate equals 240 monthly payments of $7.53 per $1,000 borrowed
30-year fixed rate mortgage at the stated rate equals 360 monthly payments of $6.24 per $1,000 borrowed
Example payments do not include additional amounts for property taxes and insurance premiums.
Call 309-787-4451 to check rates for FHA, USDA, VA, and ARMs rates.
Auto
| Model Year | 84 Months | 72 Months | 60 Months | 48 Months | 36 Months |
|---|
Model YearNew
| 84 Months7.000% | 72 Months6.750% | 60 Months6.500% | 48 Months6.250% | 36 Months6.250% |
| Model Year2022-2024 | 84 MonthsN/A
| 72 Months7.250% | 60 Months7.000% | 48 Months6.750% | 36 Months6.500% |
| Model Year2019-2021 | 84 MonthsN/A | 72 MonthsN/A | 60 Months7.500% | 48 Months7.250% | 36 Months7.000% |
| Model Year2016-2018 | 84 MonthsN/A | 72 MonthsN/A | 60 MonthsN/A | 48 Months7.750% | 36 Months7.500% |
| Model YearOlder Vehicles | 84 MonthsN/A | 72 MonthsN/A | 60 MonthsN/A | 48 MonthsN/A | 36 Months8.750% |
Selected Rates current as of 7/10/2025, for approved customers.
Rates are stated as Annual Percentage Rate (APR). The APR you receive will be based upon creditworthiness criteria. Limitations on term may apply. Rates displayed assume a credit score of greater than 700. The rate you receive may vary due to loan characteristics, credit qualifications, and other factors. 100% financing available. Rates are subject to change without notice. Borrower rate is based on standard underwriting and creditworthiness criteria, loan amount requested in relation to vehicle value percentage, and mileage of vehicle at the time of purchase.
Example terms of repayment, by model year, based on loan amount of $20,000:
New:
84 monthly payments of $15.09 per $1,000 borrowed
72 monthly payments of $16.93 per $1,000 borrowed
60 monthly payments of $19.57 per $1,000 borrowed
48 monthly payments of $23.60 per $1,000 borrowed
36 monthly payments of $30.54 per $1,000 borrowed
2022 - 2024:
72 monthly payments of $17.17 per $1,000 borrowed
60 monthly payments of $19.80 per $1,000 borrowed
48 monthly payments of $23.83 per $1,000 borrowed
36 monthly payments of $30.65 per $1,000 borrowed
2019 - 2021:
60 monthly payments of $20.04 per $1,000 borrowed
48 monthly payments of $24.06 per $1,000 borrowed
36 monthly payments of $30.88 per $1,000 borrowed
2016 - 2018:
48 monthly payments of $24.30 per $1,000 borrowed
36 monthly payments of $31.11 per $1,000 borrowed
Older vehicles:
36 monthly payments of $31.68 per $1,000 borrowed